I. Product Positioning
This product is a professional fixed-term value-added tool targeted at cryptocurrency asset holders, focusing on the core objectives of "stable returns, transparent operations, and controllable risks." It provides differentiated wealth management solutions for users with idle cryptocurrency assets who can tolerate short-term lock-up. Unlike high-volatility trading products, its core value lies in achieving asset preservation and appreciation during market volatility cycles through low-risk asset allocation and professional risk control mechanisms. It covers the full spectrum of needs from novice investors to institutional users and is compatible with mainstream currencies such as USDT, BTC, and ETH.
II. Core Mechanisms
Product Form: Adopts a fixed lock-up period model, offering multiple lock-up period options such as 7 days, 14 days, 30 days, etc., with principal and interest returned in one lump sum upon maturity. Supports USDT, BTC, and ETH currencies to meet diversified allocation needs.
Revenue Sources: Returns mainly come from fixed-term lending interest.
Flexible Features: In the future, an automatic reinvestment option will be built-in, allowing principal to be automatically renewed upon maturity.
III. Risk Disclosure and User Suitability
Market Risk: Investments in non-stablecoins (BTC/ETH) carry price fluctuation risks, and the platform does not bear the risk of price rises and falls in the coin's base currency;
Liquidity Risk: Fixed-term products temporarily do not support early redemption;
Compliance Risk: Users must comply with regulatory requirements in their region; only customers who meet KYC or KYB requirements can subscribe to this wealth management product.
IV. Ecosystem Synergy
The product deeply integrates with the platform's ecosystem resources. In the future, funds from fixed-term wealth management products can be used as margin for trading.
Disclaimer:
This product does not constitute any investment advice. Past performance does not represent future results. Users must independently bear the investment risks.
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